Government schemes for Divyangjan
The Indian government has launched various schemes to empower Divyang Jan (persons with disabilities) by providing financial aid, employment opportunities, and skill development programs. These initiatives ensure that disabled individuals can earn a dignified livelihood in any sector without unnecessary challenges. Below is a comprehensive guide to these schemes, along with official sources where individuals can obtain more details.
Rights of Persons with Disabilities Act, 2016
The Rights of Persons with Disabilities Act, 2016 safeguards employment rights and promotes inclusivity. This act:
Reserves 4% of government jobs for persons with benchmark disabilities.
Mandates barrier-free infrastructure in workplaces.
Encourages private companies to provide equal employment opportunities.
Offers self-employment support via government loans.
Where to get more information?
Official Website: www.socialjustice.gov.in
National Handicapped Finance and Development Corporation (NHFDC)
The NHFDC provides financial support, training, and employment opportunities for disabled individuals.
A. Loan Schemes for Self-Employment
Microfinance Loan Scheme: Up to ₹1 lakh for small businesses.
Swavalamban Yojana: Up to ₹50 lakh at a subsidized interest rate.
Vishesh Microfinance Yojana: Special loans for women entrepreneurs with disabilities.
B. Skill Development Programs
NHFDC offers vocational training programs in collaboration with ITIs, NGOs, and private companies, providing stipends during training.
Where to get more information?
Official Website: www.nhfdc.nic.in
Assistance to Disabled Persons for Purchase/Fitting of Aids and Appliances (ADIP Scheme)
This scheme provides free or subsidized assistive devices such as:
Hearing aids
Wheelchairs & prosthetic limbs
Braille kits
Smartphones & special software for visually impaired individuals
Where to get more information?
Official Website: www.alimco.in
Deendayal Disabled Rehabilitation Scheme (DDRS)
DDRS funds NGOs that offer training, education, and employment assistance for disabled individuals. It includes:
Grants for NGOs to set up vocational training centers.
Free skill development programs in handicrafts, IT, tailoring, and small-scale industries.
Where to get more information?
Official Website: www.socialjustice.gov.in
Accessible India Campaign (Sugamya Bharat Abhiyan)
This initiative focuses on ensuring barrier-free workplaces and job accessibility through:
Accessible infrastructure in offices and educational institutions.
Employment-friendly digital platforms with assistive features.
Awareness programs for employers to promote inclusive hiring.
Where to get more information?
Official Website: www.disabilityaffairs.gov.in
Pradhan Mantri Mudra Yojana (PMMY) for Divyang Jan
Divyang entrepreneurs can avail easy business loans through MUDRA loans under:
Shishu Loan: Up to ₹50,000 for small startups.
Kishor Loan: ₹50,000 to ₹5 lakh for expanding businesses.
Tarun Loan: ₹5 lakh to ₹10 lakh for well-established businesses.
Where to get more information?
Official Website: www.mudra.org.in
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
MGNREGA provides 100 days of guaranteed wage employment to rural workers, including Divyang Jan. Special provisions include:
Preference in job allocation.
Less physically demanding tasks.
Special wages for Divyang Jan.
Where to get more information?
Official Website: www.nrega.nic.in
Start-up India & Stand-up India for Divyang Entrepreneurs
The government promotes Divyang Jan in entrepreneurship through:
Tax exemptions for three years for eligible startups.
Easy loans through Stand-up India.
Exclusive mentorship programs.
Where to get more information?
Official Website: www.startupindia.gov.in
Special Employment Exchanges for Divyang Jan
The government has set up employment exchanges that offer:
Job-matching services for both private and public sector roles.
Resume-building workshops and interview coaching.
Direct recruitment assistance in government jobs.
Where to get more information?
Official Website: www.ncs.gov.in
Reservation & Relaxations in Government Jobs
Government jobs provide:
4% reservation for disabled individuals.
Age relaxation of 10 years.
Reduced application fees and examination exemptions.
Where to get more information?
Official Website: www.upsc.gov.in & www.ssc.nic.in
Conclusion
The Indian government has introduced numerous schemes to help Divyang Jan achieve financial independence. From self-employment loans (NHFDC, MUDRA loans) to employment reservations and vocational training programs, these initiatives empower Divyang Jan to build sustainable careers.
By utilizing these resources, disabled individuals can earn a dignified livelihood and actively contribute to India’s economic growth.
Disclaimer
This blog is for informational purposes only. While we strive to ensure accuracy, government policies and schemes may change. Readers are advised to visit official government websites or consult relevant authorities for the latest updates. We do not guarantee employment or financial assistance but aim to provide guidance on available opportunities. Any action taken based on this information is at the reader’s discretion.
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